TRAVEL
INSURANCE - SUMMARY & COSTS
| We
have arranged a travel insurance policy especially designed
to help you recover the cost of emergency medical expenses
and other specified
losses that could occur while you are travelling. This travel
insurance is provided by Citybond Suretravel, a division of
Citybond Holdings
PLC, and is underwritten by Europ Assistance Holdings Ltd ("the
insurers"). A summary of the comprehensive cover provided is shown
below. However this does not contain all the conditions and
exclusions applying to the policy, so once you have made your
booking we will send
you a copy of the key facts leaflet which explains in more
detail the policy features, the cover, conditions and exclusions.
There is a cooling
off period should the insurance not meet your requirements.
Please note that PRE-EXISTING MEDICAL CONDITIONS are NOT covered
unless declared and accepted by the insurers in writing prior to travel,
with the possibility of an additional premium payable. If you have suffered
or do suffer from any medical condition, please let us know and we will
send you the full Policy Wording which gives details of what is covered
and what is not, and what to do next. Please note that pre-existing medical
conditions affecting any close relative, travelling companion or person
with whom you intend to stay may also be excluded. This insurance policy
is applicable to all UK residents. You will be provided with emergency
helpline numbers to take with you on your holiday.
For the purposes of this insurance, a PRE-EXISTING MEDICAL CONDITION
is considered to be:
1. Any past or current Medical Condition that has given rise
to symptoms or for which any form of treatment or prescribed medication,
medical consultation, investigation or follow-up/check up has been required
or received during the 2 years prior to the commencement of cover under
this policy and/or prior to any Trip; and
2. Any cardiovascular or circulatory conditions (e.g. heart condition,
hypertension, blood clots, raised cholesterol, stroke) that has occurred
at any time prior to the commencement of cover under this policy and/or
prior to any Trip.
Let us know if any of these conditions apply to you. There
will be a Healthcheck number to call to ensure that the
cover meets your needs.
You will be asked some further questions and an additional
premium may be payable to cover the declared condition.
SUMMARY
OF COVER LIMITS (Per Person)
CLICK
HERE TO DOWNLOAD
|
Policy Section |
Cover Period |
Excess Payable |
Personal Assistance Services
(see note 1 below) |
Max limit of £250 |
Nil |
Medical Emergency & Repatriation |
Max limit of £10,000,000 |
£65 |
Emergency Dental Treatment |
Max limit of £250 |
£65 |
Additional Accommodation & Travelling Costs |
Max limit
of £1000 |
Nil |
Hospital Daily Benefit |
Max limit of £800 (£25 per complete day) |
Nil |
Cancellation, Curtailment & Trip Interruption |
Max limit of £5000 |
£65 |
Travel Delay |
Max limit of £300 (£20 for first full 12 hour delay,
£ 10 for each subsequent full 12 hours)
Written confirmation from the carrier giving the period and reason
for the delay must be obtained.
|
Nil |
UK Departure Assistance & Missed UK Connection |
Max limit of £500 |
Nil |
Missed Departure on the Outward Journey |
Max limit of £500 (Europe), £1000 (outside Europe) |
Nil |
Personal Baggage |
Max limit of £2000 (sub-limits apply for single items, pairs and
sets, business goods, valuables |
£65 |
Baggage Delay on your Outward Journey |
Max limit of £100 (£50 in excess of 12 hours but less than 48hrs; £100
in excess of 48 hrs ) |
Nil |
Money & Passport |
Max limit of £500 (£200 for cash) |
£65 |
Personal Liability |
Max limit of £2,000,000 |
£65 |
Personal Accident |
Max limit of £20,000 |
Nil |
Legal Protection |
Max limit of £25,000
Insurers will have complete control over the legal proceedings. |
Nil |
Sports & Recreational Cover |
Necessary Costs (see details/restrictions) |
£65 |
Winter Sports |
Optional extra (details on request) |
|
NOTE 1:
- Personal Assistance Service provides help
to replace lost travel documents, trace luggage, transfer emergency
funds, etc.
|
|
PREMIUMS
APPLICABLE FOR HOLIDAYS TO EUROPE
(prices per person unless "family" premium taken, including
insurance premium tax of 17/5 %)
Holidays From: |
1-5 Days |
6-11 Days |
12-16 Days |
17-22 Days |
23-30 Days |
Adult (up to age 65): |
£16.00 |
£20.00
|
£25.00
|
£28.00
|
£30.00 |
Adult (66-70 yrs): |
£25.00 |
£28.00
|
£30.00
|
£39.00
|
£42.00 |
Child (2-17 incl.): |
£8.00 |
£ 10.00
|
£12.50
|
£14.00
|
£15.00 |
Family* premium: |
£40.00 |
£ 50.00
|
£62.50
|
£70.00
|
£75.00 |
NOTES:
- Infants under 2 years travel FREE when travelling with
an insured Adult.
- Single Parent family (1 adult and up to 4 children 2-17
year incl.) - 1.5 times the adult premium shown above
- *Family (includes the main insured person, his/her spouse
or common law partner and their dependent children aged 2-17 years
inclusive and in full-time education and / or residing with them) - 2.5
times
the adult premium shown above
- Premium for those 70 and over on request.
- Longer durations / Annual individual and family policies also
available.
- Winter sports - 2 times the adult premium shown.
- Excess waiver for all durations and areas is £8.00
per person
|
|
